This web site is brought to you as a free information service by National Australia Bank Limited (ABN 12 004 044 937) (the "National") (which expression also includes its officers, employees, consultants, agents and contractors).
The following are the terms and conditions which govern use of and access to this web site and under and subject to which it is provided.
By accessing this web site and viewing the information and other material which it contains or to which it provides access (together "Information") you agree to follow and to be bound by these terms and conditions.
The Information is not addressed to any person in a jurisdiction where access to it or any use of it would result in a contravention by the National or any other person or entity of the laws of that jurisdiction. You must ensure that you comply with all applicable laws and regulations of your jurisdiction.
Nothing contained in this site constitutes an invitation by the National to enter into any contract or other arrangement whether legally binding or not or to make any investment.
Computer Viruses
The National does not represent or warrant
that this web site or any linked site is free from computer viruses nor
does it take responsibility for any which may exist, however they may be
transferred or become manifest, or for any loss or damage of any sort
(direct or indirect) which may result.
Linked Sites
As a convenience to you, this web site contains
hypertext links to other sites. Any linked sites are viewed at your own
risk and subject to the disclaimers and terms of use etc of those sites.
The National assumes no liability whatsoever for the content of linked
sites and unless the sites are controlled and maintained by the National
as National sites does not control or maintain such sites or the
Information available on or through them. The National has not reviewed
such content nor does it accept any responsibility to do so.
Privacy
Access to or use of this web site or any linked site
may be monitored, tracked or recorded and no person or entity accessing
any of them should have any expectation of privacy or confidentiality. To
the extent lawful, such persons and entities consent to such monitoring,
tracking and recording.
Disclosure
National discloses that it may have financial or
other interests in companies, securities, proposals, offerings, issues
etc., which are the subject of research, commentary or recommendations or
other Information available on or through this web site.
About The Information And About Reliance
The Information may
be subject to change or may be out of date or incomplete or be subject to
omissions, inaccuracies or other errors. This web site does not purport to
contain or give access to all relevant Information and any statement as to
any future matter is a present prediction of a possible future outcome,
the accuracy of which cannot be guaranteed. Recipients should not rely
upon such Information or statements but should make their own assessment
and evaluation, undertake investigation and enquires and seek other advice
to enable them to make any decision concerning their own interests.
No Liability Etc.
So far as the law allows, the National
does not take any responsibility for or warrant or represent that the
Information is free from errors or omissions or that it is accurate,
reliable, complete or contemporary or suitable for your or any other
person or entity's intended use. The National disclaims all and any
responsibility for, and shall not be liable (including in or under
contract, negligence or any other tort, or under any statute or at law or
otherwise, however arising) in any way whatsoever for any loss, damage,
cost or expense which may be incurred or suffered directly or indirectly
by any person relying upon Information including any opinion, advice,
recommendation or conclusion, except only to the extent that that the
National has a liability in respect thereof under the governing law
mentioned below which is made non-excludable by legislation which applies
to the National.
Copyright
Information contained on this web site (but not
necessarily linked sites) is owned by or licensed to the National and
copyright in such Information subsists under the Copyright Act 1968 (as
amended) and, through international treaties, the laws of many other
countries. All rights reserved. You may download a single copy of such
Information provided it is remains attached to this notice and, where
necessary for its use as a reference, make a single hardcopy. Except as
permitted under the Copyright Act 1968 (as amended) or other applicable
laws, no part of such Information may be otherwise reproduced, adapted,
performed in public or transmitted in any form by any process (graphic,
electronic or mechanical, including photocopying, recording, taping or by
storage in an information retrieval system) without the specific written
consent of the National.
Governing Law Etc.
This notice, the Information, the
contents of this web site and all matters relating to any of them are
governed by and are to be construed according to the laws applicable in
the State of Victoria and the Commonwealth of Australia ("Australian Law")
and all legal matters including but not limited to claims are subject to
the exclusive jurisdiction of the courts of those jurisdictions.
Product Disclosure Statement
Where required by law the
National will provide Product Disclosure Statements in respect of the
products issued by it which are contained on this website. The National
recommends you consider any Product Disclosure Statement or other
disclosure document before making any decisions regarding a product. All
products on this website are issued by National Australia Bank Limited ABN
12 004 044 937, with the exception of the following: